Tuba, Maphuti D. “The Technology-Neutral Approach and Electronic Money Regulation in the EU: Identifying the Promises and Challenges for Future Regulation in South Africa”. Comparative and International Law Journal of Southern Africa 47, no. 3 (March 28, 2022): 372–400. Accessed April 5, 2026. https://unisapressjournals.co.za/index.php/CILSA/article/view/11004.