Coetzee, Hermie, Tobi Osunlaja, and Melanie Roestoff. “Natural Person Debt Relief Reforms in Nigeria: A Comparison With South Africa”. Comparative and International Law Journal of Southern Africa 52, no. 3 (2019): 319–351. Accessed May 18, 2024. https://unisapressjournals.co.za/index.php/CILSA/article/view/6083.